Slips, trips and falls cause a lot of work related accidents. Whether at an office building or on a construction site, fall down accidents can cause serious, career ending injuries. In most cases, people assume that their only recourse is to file a workers’ compensation claim. That is only partially correct, as it applies to the employer. It is true that workers are generally barred from suing their employers for negligence. However, the reality is that in Pennsylvania and New Jersey, if you’re injured due to another person’s negligent acts, the law allows you to recover financial compensation.
While workers’ compensation gives you medical treatment and a percentage of your lost wages, it’s just not enough to make ends meet. Many workers such as construction workers suffer and so do their families.
Some people balk at the idea of suing someone for negligence. But, when an injury causes time lost from work and invasive medical treatment like a major surgery, and all because someone did not do their job right, well the only choice is to sue to recover for injuries. In addition, most of the time, the funds from a negligence claim come from a liability insurance company.
This is how it works: companies which perform work on a construction must, generally, be insured. Most general contractors have such insurance for themselves, and also require the insurance of any subcontractor hired. Liability insurance therefore covers most kinds of accidents. Most policies have maximum coverage of up to 1 million dollars and sometimes more. While the negligent company will be named as a defendant, the insurance company provides the lawyer and is ultimately responsible to pay on behalf of its insured – the one that committed negligence.
So, in most workplace accident negligence cases, the case really boils to down to fighting insurance companies to make sure that workers injured due to negligence of others receive fair and reasonable compensation so they can take care of their families.
More PA & NJ Construction Work Accident Legal Articles:
- Damages Available in a Workplace Fall Accident Case in Pennsylvania or New Jersey
- Three Mistakes You Don’t Want to Make in Your Pennsylvania or New Jersey Construction Accident Case
- Fell at Work, Now What? Steps to Take After a Workplace Fall in Pennsylvania or New Jersey
PA & NJ Construction Site Work Accident Lawyers
To submit your case for review by our PA & NJ construction site accident and injury lawyers, call Click To Call. Our lawyers are available for a free, no obligation legal consultation, and can obtain special admission in other states, such as New York or Delaware, on a case by case basis.
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