I was driving to a meeting with a client and got into a car accident in Philadelphia. Can I make a workers’ compensation claim with my employer?


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In general, car accidents which occur during the course and scope of employment are covered by workers’ compensation benefits in Pennsylvania. The key is the timeline of events and whether you were engaged in conduct which furthered your employer’s business. Without any other facts, getting into a car accident while driving to a client meeting would trigger workers’ compensation benefits.

If on the other hand, you were on an extended excursion on your way to or from the client meeting, then you may be deemed to have been acting outside the course of employment and therefore denied workers’ compensation benefits. Eligibility for workers’ compensation benefits depends on the facts of each case, and therefore, it is advisable to speak to a work accident lawyer before making any decisions or taking action in your case.

It is important to note that in addition to workers’ compensation, if the accident was caused by another driver, you may be able to bring a lawsuit against that driver. This would be in addition to the workers’ compensation claim. So in other words, an individual injured in a work related car accident can file both a workers’ compensation claim and a car accident claim with the other driver.

Paying Medical Bills for a Work Related Car Accident in PA

Under the Pennsylvania Motor Vehicle Financial Responsibility Law, when work related car accidents occur, medical bills get paid via workers’ compensation, not via PIP. Ordinarily, Pennsylvania residents who are injured in car accidents make PIP claims for medical bills with their own car insurance companies. This is the nature of Pennsylvania’s No-Fault law. However, when car accidents occur during the course and scope of work, workers’ compensation insurance pays for the medical bills, not PIP. Therefore, if you’ve been injured in a work related car accident, your medical bills get paid by your employer’s workers’ compensation insurance company.


Pennsylvania and New Jersey Work Accident Lawyers

The work accident lawyers at Laffey, Bucci & Kent are passionate about workers’ rights and accident safety. If you were injured in an accident, please call us for a free, confidential consultation. Our lawyers accept cases in other states such as New York or Delaware on a case by case basis and welcome calls from local counsel. (866) 641-0806/Click To Call

Disclaimer: The lawyers at Laffey, Bucci & Kent provide legal advice to individuals after accepting their case. No attorney-client relationship is created by this website. Nothing on this site is intended to provide legal advice. Because every case is unique, discussion of prior outcomes and settlements in past cases is no guarantee of a similar outcome in current or future cases.